Credit Card Processing
Retail Face-to-Face
Mail Order Telephone Order
eCommerce Internet Sales
More Info
ACH Processing
One-Time & Recurring
All Processing Types
Next-day Funding
More Info
Check Processing
Online Reporting with Images
Stop Going to the Bank!
Next-day Funding
More Info
QuickBooks Processing
Process Credit Cards
Process ACH & eCheck
Invoice Payments
More Info

CPA Merchant Solutions . . .

...continues to meet the challenge of our clients by offering a cost effective credit card, ACH and e-check payment processing services into the electronic payment solutions banking system. Electronic banking includes the transfer of funds between companies and/or consumer accounts for collection and payments.

  What we do

CPA Merchant Solutions is one of the fastest-growing privately held electronic funds transfer processors in the United States. CPAMS customers benefit from a comprehensive suite of payments products and services, including ACH origination, check verification, credit card and debit card processing. Dedicated to providing superior customer service and industry-leading technology, CPAMS provides tools to help organizations of all sizes reduce transaction costs, mitigate risk and increase efficiencies.

  Providing Value Through Innovation

Since inception, CPAMS has focused on providing maximum value to our customers by expanding the technological capabilities of core payment infrastructures. Through these developments, we have been able to help our clients reduce their operating costs, increase cash flow and maximize their resources. As the payment industry evolves, CPAMS is committed to providing leadership and solutions that leverage emerging technologies. Through these innovations, we fulfill our company’s primary objective: to provide our clients with the services and tools they need to succeed.


CPAMS has a wide variety of tools and services to help our clients get the most out of their payment-related processes. By changing our customers' receivables from a manual process to an automated process, our customers enjoy the essential benefit of accelerated cash flow. Through consolidation of accounts and just-in-time disbursements, cash management is maximized. Through the use of our verification and authentication services, we are able to reduce our clients' losses due to fraud and bad check acceptance. Through the integration of payment origination and results data, the entire payment process can be automated to achieve the maximum possible benefit.

Our Advantages

Ease of Use
Make it easier for customers to do business with you by accepting a variety of payment options

Simplify your financial operations with a single system and single set of records for all payment processing, whether web order, phone order, cash sale or invoice payment

Cash Flow
Improve cash flow and shorten time to payment with cost-effective credit card, business card and purchasing card acceptance.

QuickBooks Payment Processing is Now Available!

QuickBooks Electronic Check Deposit Intuit
Intuit Payment Solutions Electronic Check Intuit Deposit Checks using QuickBooks and clear your Accounts Receivable all in one step!

The easiest and most efficient electronic check deposit system that links up with your QuickBooks accounting software to help balance your books.  Scan your eChecks into QB software. No software to download. Our web-based system works with any computer that has internet access.

Our system works with ALL Banks & Credit Unions!

Intuit Payment Solutions ACH & EFT

Check Conversion & Deposit into QuickBooks

You accept many checks each month from customers. Currently, you would have to look up each customer account, apply the payment to the account, stamp the check for deposit, create a deposit slip, drive to the bank, stand in a long line and make the deposit. On top of this, your bank will typically charge an "item deposit fee" for every check you deposit.

Too time consuming and too expensive!

Use electronic remote check depositing instead.

View Screenshot

Intuit Payment Solutions ACH & EFT

Advantages of Electronic Check Processing

Eliminate driving to the bank.
Eliminate paper checks.
Eliminate check deposit slips.
Eliminate paperwork.
Eliminate out-of-state checks.
Eliminate photocopying checks
Reduce Bookkeeping & Accounting Time and Expenses
Intuit Payment Solutions Check Deposit Processing  

Check Readers & Imagers

Intuit Payment Solutions Check Deposit Processing

Intuit Payment Solutions ACH & EFT

ACH and EFT Payment Solutions

ACH (Automated Clearing House) and EFT (Electronic Funds Transfer) specializes in the origination of moving money electronically. Process monthly recurring credit card, ACH and EFT transactions in QuickBooks. Use our online virtual terminal gateway software to accept direct ACH network and substitute check transactions over the internet.

We provide the best and most complete Credit Card, ACH & Electronic Fund Transfer products and services in the country. No other company offers the range of software products and quality of service as we do.

Funds are Automatically Deposited into your Existing Bank Account.

Perform the following types of transactions with ease:

  • Check Conversion
  • Check-by-Phone
  • Recurring Debits & Credits
  • One-Time Debits & Credits
  • Batch File Uploads
  • High Risk ACH Processing
  • NACHA File Format Software
  • Inbound Telemarketing
  • Online Checks from your Website Accept ACH & Checks on your web site Shopping Cart

We offer a wide variety of payment processing solutions to fit any size business. By telling us (give us a call toll-free or send us an email) the type of service you’re looking for, you’ll help us guide you to the solution that best matches your business needs today as well as your future needs.

EFT Processing ~ Read More ACH Software

    Automate Account Receivable Collection
    Automate Account Payable Payments
    One-time and Recurring Debits / Credits

Process with the Professionals
Each day, thousands of businesses around the country are turning their transactions into profit with payment solutions like ours.

Deposit Checks© gives your company choices in the method of payment that you can accept from your customers.

We support ACH formats, including ARC (Accounts Receivable Check Conversion), BOC (Back Office Conversion), PPD, CCD, TEL, RCK, POP, WEB, Multiple Batch and Import options. Click Here for ACH format definitions. Our software is designed for simplicity and ease-of-use.

ACH Processing ~ Read More Electronic Check Intuit

Never leave QuickBooks to collect your money!    

Only a few companies have the technology to offer accepting credit card payments through QuickBooks. CPA Merchant Solutions is one of those companies. Combining market technology expertise, our high end payment gateway along with our consortium of FDIC insured banks, we have assembled top of the line payment processing solutions through QuickBooks.

We offer the absolute Lowest Rates Rate Quote and faster funding than other providers.
Accept Credit Cards, ACH (e-check) and Paper Check transactions. Most providers only support credit card transactions.
Use our powerful Customer Vault to store billing information in a PCI compliant system and issue subsequent transactions against that billing information.
Works with 2007, 2008, 2009 and 2010 QuickBooks Pro, Premier and Enterprise editions!

Intuit Payment SolutionsIntuit Check Solutions

Process all your ACH & EFT payments

Whether your company is a Web address, street address or office, you're banking on sales of products and services to keep your business thriving. And that means you need bona fide payments, whether by automated clearing house (ACH), electronic funds transfer (EFT), e-Check or other means.

ACH Processing

  • Automate Account Payables
  • Automate Account Receivables
  • Apply a Payment in QuickBooks
  • ACH Billing through QuickBooks

Payment Solutions ACH Processing

We specialize in ACH Processing for online retailers, but we offer a wide array of services as well.

Perform the following types of transactions with ease:

  • Check Conversion - Remote Deposit Capture - Check 21
  • Check-by-Phone
  • Recurring Debits & Credits
  • One-Time Debits & Credits
  • Batch File Uploads
  • High Risk ACH Processing
  • NACHA File Format Software
  • Online Checks from your Website

Electronic Funds Transfer

EFT, Electronic Funds Transfer can be used by all merchants no matter what their size. EFT is a system of transferring money from one bank account directly to another without any paper money changing hands. One of the most widely-used EFT programs is Direct Deposit, in which payroll is deposited straight into an employee's bank account.

Transactions are processed by our bank through the Automated Clearing House (ACH) network, the secure transfer system that connects all U.S. financial institutions.


eChecks, also known as Electronic Checks or Web Checks allow you the capability to accepting check payments on your website.

An e-Check is an electronic transfer of funds in which the money is taken from your customer's bank account, typically a checking account. The account's routing number and account number are used to draw funds from the account. e-Checks clear much faster than written checks.

Payment Gateway

Our Online Payment Processing Gateway / Virtual Terminal allows you the capability of performing, Recurring and One-Time Payments, Checks-by-Phone, etc. Complete online real-time reporting.

Payment Solutions with Intuit Credit Cards, Electronic Checks and ACH through QuickBooks Today!