What we do

CPA Merchant Solutions is one of the fastest-growing privately held electronic funds transfer processors in the United States. CPAMS customers benefit from a comprehensive suite of payments products and services, including ACH origination, check verification, credit card and debit card processing. Dedicated to providing superior customer service and industry-leading technology, CPAMS provides tools to help organizations of all sizes reduce transaction costs, mitigate risk and increase efficiencies.

  Providing Value Innovation

Since inception, CPAMS has focused on providing maximum value to our customers by expanding the technological capabilities of core payment infrastructures. Through these developments, we have been able to help our clients reduce their operating costs, increase cash flow and maximize their resources. As the payment industry evolves, CPAMS is committed to providing leadership and solutions that leverage emerging technologies. Through these innovations, we fulfill our company’s primary objective: to provide our clients with the services and tools they need to succeed.

  Automation

CPAMS has a wide variety of tools and services to help our clients get the most out of their payment-related processes. By changing our customers' receivables from a manual process to an automated process, our customers enjoy the essential benefit of accelerated cash flow. Through consolidation of accounts and just-in-time disbursements, cash management is maximized. Through the use of our verification and authentication services, we are able to reduce our clients' losses due to fraud and bad check acceptance. Through the integration of payment origination and results data, the entire payment process can be automated to achieve the maximum possible benefit.